Liability Insurance For Mobile & Freelance Hairdressing

If you are one of the many self-employed hairdressers working as a mobile or freelance professional, our low-cost liability policy will offer you full insurance cover against the risks you face. Whether you visit your clients on a mobile basis, work from home or rent a chair within a salon, our insurance will safeguard you and your hairdressing business. This specialist policy is arranged via Lloyds of London – a name you can rely on.

Cover for students and teachers is also available.

How much insurance cover will I get?


  • Public Liability - £3 million or £5 million
  • Products Liability - £3 million or £5 million
  • Treatment Risk - £3 million
  • Financial Loss - £10,000 or £50,000


  • Employers Liability
  • Money
  • Legal Expenses
  • Personal Accident for hands
  • Stock/Equipment

How much will my hairdressing policy cost?

You will find that our hairdressing liability policy is very competitive on price. Because we've been in hair insurance for nearly 30 years and insure many thousands of freelance and mobile hairdressers across the UK, we have access to some very keen rates. So we can bring you cover you can trust at a pleasantly low price.

Our standard insurance cover costs just £44.34 per year. This includes insurance premium tax and our admin charge.

Mobile or Freelance Hairdresser Insurance Treatments

Cover is automatically included for the following hairdressing treatments. (Any endorsements that may apply will be shown when you get your quote).

  • Application of dyes, tints, bleaches, perms
  • Application of nail polish
  • Ear piercing using gun and stud method
  • Eyebrow/eyelash plucking, shaping, dyeing, tinting and perming including semi-permanent mascara
  • Application of false eyelashes
  • Application of semi-permanent eyelash extensions
  • Application of hair extensions

N.B. we are only able to provide cover for hair extensions if you are a fully qualified hairdresser or beauty therapist AND you have attended a UK accredited course for the hair extension method you are using.

  • Special treatment of hair: straightening and conditioning treatments etc. (if chemical straightening, up to 0.2% formaldehyde)
  • Tooth jewellery
  • Use of clippers/trimmers
  • Use of cut throat razors
  • Use of electrical equipment such as tongs, curlers, straighteners, hairdryers Washing, cutting, styling and drying hair