Freelance & Mobile Beauty Therapist Insurance

If you are a beauty therapist working for yourself on a mobile or freelance basis, our very affordable liability policy will give you full insurance protection against the different types of risks you face in the course of your beauty therapy work. Whether you visit your clients, work from home or rent space in a salon or other premises, our insurance will safeguard you and the beauty business you've worked hard to build. This specialist policy is arranged via Lloyds of London – a name you can be sure of.

Cover for students and teachers is also available.

How much insurance cover will I get?


  • Public Liability - £3 million or £5 million
  • Products Liability - £3 million or £5 million
  • Treatment Risk - £3 million
  • Financial Loss - £10,000 or £50,000


  • Employers Liability
  • Money
  • Legal Expenses
  • Personal Accident for hands
  • Stock/Equipment

How much will my beauty therapist policy cost?

The price of our beauty insurance is very competitive. Because we've been specializing in the beauty sector for nearly 30 years and have many thousands of freelance and mobile therapists on our nationwide scheme, we have been able to negotiate some keen rates.

Our standard insurance cover costs just £47.52 per year. This amount includes insurance premium tax and our admin charge.

Mobile or Freelance Beauty Therapist Insurance Treatments

Our liability policy designed for beauty therapy will cover you perfectly for the treatments that you practise. We cover a very wide range of treatments and techniques which will almost certainly include all aspects of your work as a professional beauty therapist, but in the unlikely event that you need cover for something not shown on our list, just ask us and we’ll be pleased to help.

View the full range of treatments we cover on the Beauty Therapy Treatments page.